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Old Oct 30th, 2009, 11:11 AM   #1 (permalink)
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Default College Education Cost and Govt Interference

There was a thread about cost of public education a while ago where i posted how government programs make it more expensive for everyone. Here is a good article on the topic.

http://globaleconomicanalysis.blogsp...ffordable.html
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Old Oct 30th, 2009, 08:14 PM   #2 (permalink)
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F**K The Government. Nothing but liar's and morons. I say kill them all.
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Old Oct 30th, 2009, 10:00 PM   #3 (permalink)
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Hard to believe that in a country such as this, education costs an arm and a leg. Something so essential should be accessible to anyone. I mean, talk about an good incentive to drop out of high school. Why continue educating yourself when you're going to be in debt for decades trying to pay off your loans without even knowing if you're going to have a job or not.
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Old Oct 30th, 2009, 10:19 PM   #4 (permalink)
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That's why I don't encourage people to go to school. All the money being spent paying back loans could have been saved working a regular job. In the end, it may very closely balance out.
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Old Oct 30th, 2009, 10:38 PM   #5 (permalink)
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That's why I don't encourage people to go to school.
what?!?!
why not? if it werent for school i wouldnt knoww about EDM, i have music technology. this is a class where you record, set up PA systems and make EDM. i love it. and if i didnt go to school i would never have got the oppertunity to operate PA systems for theatre companys and musical events. (which is why i chose to do music tech, i knew it all)
and even after all the fun it gets me my TER to get into Uni. how else could i get a high end job?
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Old Oct 31st, 2009, 12:19 AM   #6 (permalink)
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what?!?!
why not? if it werent for school i wouldnt knoww about EDM, i have music technology. this is a class where you record, set up PA systems and make EDM. i love it. and if i didnt go to school i would never have got the oppertunity to operate PA systems for theatre companys and musical events. (which is why i chose to do music tech, i knew it all)
and even after all the fun it gets me my TER to get into Uni. how else could i get a high end job?
School itself is fun. The bs behind it sucks. OK here's the logic and I could be wrong because I am not good in math. You go to college and you take out tons of student loans. You get a better paying job but for the first 5 to 10 years you have to pay back all the money you've barrowed. Most of your money goes to the loans. That being the case, what's the point? You might as well just get a job after hs and save. In the end, you would have the same amount of money. Am I wrong on this? I could be but it seems to make sense to me.
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Old Oct 31st, 2009, 01:17 AM   #7 (permalink)
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Oh no, education is a great long-term investment. You may not be making big bugs after you graduate, but after a few years you'll be making a substantial amount of money and it'll start paying off. And the more experienced you get the larger you salary gets. It is definitely worth going to school. However, the problem is that the benefits are not obvious. You have high tuition costs and shitty job market. All indicators indicate that you probably should not do it, but chances are you won't be making more than a college grad with your high school diploma. Especially when things get competitive, you'll be out of luck. Honestly, i think this is a great time to invest in yourself, despite the costs. After all, they costs only go up so jump in on it while they are where they are. You may even get aid of some sort too, so it's not all that bad.
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Old Oct 31st, 2009, 01:26 AM   #8 (permalink)
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Oh no, education is a great long-term investment. You may not be making big bugs after you graduate, but after a few years you'll be making a substantial amount of money and it'll start paying off. And the more experienced you get the larger you salary gets. It is definitely worth going to school. However, the problem is that the benefits are not obvious. You have high tuition costs and shitty job market. All indicators indicate that you probably should not do it, but chances are you won't be making more than a college grad with your high school diploma. Especially when things get competitive, you'll be out of luck. Honestly, i think this is a great time to invest in yourself, despite the costs. After all, they costs only go up so jump in on it while they are where they are. You may even get aid of some sort too, so it's not all that bad.
Thanks for putting that into perspective Serg. I'm not worried though, I have spent a lot of time in college and went for 2 degrees. (From 93-97 for Graphic Design) (2000-2004 for Music) I'm actually going back in the summer of 2010 for Web Design but I am going to just take a couple classes at a time because I work full time.
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Old Oct 31st, 2009, 10:40 AM   #9 (permalink)
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And this is why I feel real damn lucky to not be using student loans to pay for college, at least for the Radio Broadcasting program. No idea what the future holds in store, but for now, I am better off than a lot of other people.
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Old Oct 31st, 2009, 01:46 PM   #10 (permalink)
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yeah college is def a great thing. sure u can prob save as much money by not going and getting a regualr job but then think about it ur not gonna get the best jobs. ull be stcuk at fast food places, being a waitress or a line cook. u wont have those exciting actually rewarding job s becuase u dont have a college dgree. so def worth the investment.
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Old Oct 31st, 2009, 02:16 PM   #11 (permalink)
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yeah college is def a great thing. sure u can prob save as much money by not going and getting a regualr job but then think about it ur not gonna get the best jobs. ull be stcuk at fast food places, being a waitress or a line cook. u wont have those exciting actually rewarding job s becuase u dont have a college dgree. so def worth the investment.
Well I actually know some people who have very good jobs who make ass loads of money and no college education. It's all about who you know.
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Old Oct 31st, 2009, 02:23 PM   #12 (permalink)
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I originally went to a community college to get my GEC's done. Its cost about 1500 a quarter there for 20 credit hours. so 1,500X6 = 9,000$ and of that 9,000 i think i spent only 3,000 cause i had a scholarship from the college and 2 500$ one from my HS.

anyways, i was working 24 hours a week too during those two years at 8.40 and hour.

When i finished my two years there this last summer i had 9k in the bank.

Im at osu now which double the price so 2,800 a quarter (This is without living in a dorm or living in an apartment) Im lucky that i live like 6 miles from campus, so i save a lot of money by staying at my parents house.

But ive been paying my way through college fairly well. I only have 1 scholarship now, and that from my work and i get a1,000$ reimbursement for two quarters of my choice (in 1 year). To my calculations, if i work 18-24 hours a week with my now 8.65$ soon to be 8.80$ wage, i can keep breaking even for two quarters and loose a 1,000 for 1 quarter. So i started at 8k when going to OSU, so i should have around 5-6k when im done next spring. But also if i work a lot in the summer i might be able to end up close to 8k again when im fully done with college.

I have to say im very lucky because OSU is one of the Biggles if not the biggest campus in the US and they offer an amazing education, for an insanely cheap price compared to most schools in ohio who cost 10K+ a semester or Quarter.

How can OSU be so cheap and someone like OU make you pay a crap load. I know private schools are insane, and charge like 20 k a semester or quarter.

OSU prob makes a lot of money off of their food plans and dorms though too.

oh yeh I am very tight with my money. I don't have a girl ATM so thats a money saver and i don't spend on anything unless i really need it (with an exception to DJ equipment and new records/songs)

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Old Oct 31st, 2009, 02:32 PM   #13 (permalink)
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There are a few rules to follow to avoid paying loans.

1. Don't live in the dorms. Instead rent a place with a few other students. You'll save a tone of money. Better yet, if your parents are close by, see if you can stick around with them while you're in college.
2. Don't buy books on campus. That's a nobrainer. I was paying at least $200/$300 less buying books from places like Abebooks.com.
3. Get a job. I actually took out a loan my first semester. That was the dumbest thing i ever did. I am still paying it off. I was able to cover the rest of the tuition by having a full time job. Some companies will even pay for your school (i.e. FedEx)
4. Apply for scholarships. Some organizations will give it to you if your eyes are blue. In other words, you'll always find something. Keep your grades up and you'll be getting more and larger grants.

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Well I actually know some people who have very good jobs who make ass loads of money and no college education. It's all about who you know.
I've only heard about these people. I never actually met anyone who was this lucky. Why rely on connections instead of yourself? Like i mentioned before, when things get competitive everything counts against you, even not having a college degree. Believe me, when you're up against some brainy f-ckers, the last thing you need to be missing is formal higher education. I dunno, but at least that's how it is where i work.
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Old Oct 31st, 2009, 02:46 PM   #14 (permalink)
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I know private schools are insane, and charge like 20 k a semester or quarter.
lol my sister pays 40,000 a year for Drexel in philly
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Old Oct 31st, 2009, 04:05 PM   #15 (permalink)
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I've only heard about these people. I never actually met anyone who was this lucky. Why rely on connections instead of yourself? Like i mentioned before, when things get competitive everything counts against you, even not having a college degree. Believe me, when you're up against some brainy f-ckers, the last thing you need to be missing is formal higher education. I dunno, but at least that's how it is where i work.
I met quite a few, unfortunately. Many with no college education and equally as many English and Psychology majors (no offence to either who actually work in their field) who went to college to drink; working as IT managers and in Finance. No wonder a vast majority of IT management sucks and our country is in such shit economically.
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Old Oct 31st, 2009, 04:13 PM   #16 (permalink)
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Hard to believe that in a country such as this, education costs an arm and a leg. Something so essential should be accessible to anyone. I mean, talk about an good incentive to drop out of high school. Why continue educating yourself when you're going to be in debt for decades trying to pay off your loans without even knowing if you're going to have a job or not.
Why? Why should education be accessible to anyone?
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Old Oct 31st, 2009, 04:15 PM   #17 (permalink)
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Why? Why should education be accessible to anyone?
Because if education includes teaching real life critical thinking, it provides a chance to grow citizens instead of government sucking sheeple.
Emphasis on real life critical thinking.
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Old Oct 31st, 2009, 04:18 PM   #18 (permalink)
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Originally Posted by DJ_Serg View Post
I've only heard about these people. I never actually met anyone who was this lucky. Why rely on connections instead of yourself? Like i mentioned before, when things get competitive everything counts against you, even not having a college degree. Believe me, when you're up against some brainy f-ckers, the last thing you need to be missing is formal higher education. I dunno, but at least that's how it is where i work.
I'll add to that by saying college is actually a very good form of socialization.

You are forced to stare everything you've been taught head on and question things. It's suppose to TEACH people how to think... although in a lot of cases professors are only teaching values.... ideally if you have enough contrasting Professors...people will end up questioning anyway.... and the result is the same.... a much more open minded sociable individual. Hence, why education is so valuable.
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Old Oct 31st, 2009, 04:19 PM   #19 (permalink)
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Because if education includes teaching real life critical thinking, it provides a chance to grow citizens instead of government sucking sheeple.
Emphasis on real life critical thinking.
Well that is the ideal one sentence explanation. I was hoping for something more elaborate.

Don't get me wrong, I actually agree that it should be accessible to everyone. But I'd like to see why people THINK that
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Old Oct 31st, 2009, 05:14 PM   #20 (permalink)
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Well that is the ideal one sentence explanation. I was hoping for something more elaborate.

Don't get me wrong, I actually agree that it should be accessible to everyone. But I'd like to see why people THINK that
Because it benefits the society. The pay-off is huge. Think about some of the talented people that could apply their talent in various fields. Or someone who could discover a talent buy choosing a certain profession while in school. But instead they're doing some shitty job and make enough to survive. The thought of going to school doesn't even pop in their head because it is inexplicably expensive. If anything, it'll give a rise in the number of homegrown specialist. Look at any engineering field now and tell me how many Americans are holding these jobs. I mean...foreigners
It even benefits employers. They'll have a larger pool of professionals to pick from. So vacant position don't take months to fill because you're having problems finding someone who qualifies. Of course, job hunting will be more competitive. But than it encourages one to expand his/her horizons and be better at what they do. There are so many benefits, i feel like i'm just scratching the surface.
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